The Word Is Out On Over The Counter Cough Medicines

Do you give your children under the age of 2 and cough syrups. Maybe you need to read the newest word out on over the counter cough medicine. The story is quite disturbing to read about since most people will never hear the story. If you would like to read more, here is the entire story on cough medicines.

Grants For A College Education

This is a story told to me by a close friend. I hope everyone can learn from this as well.

When my daughter came home from school with college applications, my wife and I knew this day was coming soon. What we did not expect was to be turned down for grants to help pay for some of her education. She chose a school in Milwaukee, Wisconsin, which is an hour away. She will be staying in a dorm since it will be cheaper for her and for us. My daughter will not work for the first semester so she can adjust to a new school and adventure. I was very proud to hear that my daughter wanted to go to college and offered her all the encouragement a parent can offer.

My experience with applying for grants was frustrating. After completing all the required paperwork and jumping through hoops, she was turned down. The reason for this seems to be that my wife and I make to much money. What they do not take into consideration is that we have three more girls at home as well. I tried to reckon with every one I talked to with no success. Yes, my daughter worked the entire summer to save enough money so she could concentrate on her first semester of school, but she will have to work all the way through college since we could not receive any grants.

My 401K plan does not allow me to take out a loan as well. Therefore, we are going to struggle to put our daughter through college. In two years, her sister will be attending college as well. We are hoping to start saving a little money for this daughter, but it will be hard since we are paying for the first one. We do not want our kids to start their adult lives with a hefty loan. We are parents who just wanted a little help with the financial aspect of college. My advice to parents of younger children is to start some type of savings now.

If you have children that might even consider going to college, do not assume there will be grants available like we did. We felt that our income was enough to take care of our family and buy them clothes, food and a place to live. In this day and age, that does not matter, you have to be very low income to receive grants for your child’s continued education. We have found out the hard way and we do not want other parents to find out the hard way as we did.

Creative Valentine's Day Ideas

Take some time to think about unusual and memorable ways to say, "I love you" on Valentine's Day. You will many men circling around the greeting card section right before Valentine's Day, looking for a card for their loved one. This is so typical for Valentine's Day. If you want to spice it up a bit, buy the card early and send it out to Kissimmee, Florida or even Loving, New Mexico with a self addressed stamped envelope and present her with a card with a postmark that says it all.

If you think about love and making memories, you can come up with many creative Valentine's Day ideas for making the day special. If you do not want to go out for the night, you might think about making a special dinner with candle lights and rent a violinist to serenade you during your and after dinner drinks. If you really want to make it special, you might even find a company that rents electric fireplaces and have one delivered and set up for added warmth and romance. You can enjoy a night in front of the fireplace after the violinist leaves.

There are many creative Valentine's Day ideas that will leave both of you with cherished memories. Rent a hot tub and place it outside. You can sit in a hot tub sipping your favorite glass of wine. If you live in an area where it is cold outside, do not worry, you will stay very warm in the hot tub. If it happens to snow, this could be even more enjoyable. If wine is not your choice, try some champagne, strawberries on a little tray set up outside the hot tub within reaching distance.

Creative Valentine's Day ideas that are unique and memorable are endless. Think with the heart and you will come up with something unique. If you have a family with small children, you might want to give each other a break. Hire a nanny to care for the children out of the house for the day, have a maid service come in and clean the house, then have a chef come to your home and prepare a scrumptious Valentine's Day dinner.

Coming up with unique ideas for Valentine's Day is more intriguing than most imagine. Most of the time, when you think about something to do for that special Valentine's Day, it makes you feel warm inside just planning the events. The feeling is one you will remember forever.